In short
The 2024 Act gave individuals a right to sue for serious invasions of privacy, added two civil penalty tiers below the $50 million maximum, made doxxing a Commonwealth offence and required a Children's Online Privacy Code. From 10 December 2026 privacy policies must describe automated decision-making. A second tranche of reform exists only as an exposure draft.
- The tort needs intent or recklessness and seriousness, but no proof of loss, and the small business exemption does not apply to it.
- From 10 December 2026 a privacy policy must state the kinds of personal information and kinds of decisions involved, not how the program works.
- Process failures such as an incomplete privacy policy can now attract an infringement notice without any court proceeding.
What changed, and when
The Privacy and Other Legislation Amendment Bill 2024 was introduced on 12 September 2024 and received assent on 10 December 2024 as the Privacy and Other Legislation Amendment Act 2024 (Cth), No 128 of 2024. It did not commence all at once. Section 2 of the Act staged it, and only the last stage remains.
Most of the Act, including the new penalty tiers, the Children's Online Privacy Code mandate, the data breach declarations, the overseas transfer mechanism and the doxxing offences, commenced on 11 December 2024. The statutory tort for serious invasions of privacy commenced on 10 June 2025, when the six months allowed for a proclamation ran out. The automated decision rules for privacy policies commence on 10 December 2026.
| Change | Where it sits | Applies from |
|---|---|---|
| Penalty tiers, infringement and compliance notices, court orders | Privacy Act ss 13G to 13K, 80UA to 80UD | 11 December 2024 |
| Security: technical and organisational measures | APP 11.3 | 11 December 2024 |
| Eligible data breach declarations | Privacy Act ss 26X to 26XH | 11 December 2024 |
| Overseas transfers to prescribed countries | APP 8.2(aa), 8.3; s 100(1A) | 11 December 2024, but nothing is prescribed yet |
| Doxxing offences | Criminal Code ss 474.17C, 474.17D | 11 December 2024 |
| Statutory tort for serious invasions of privacy | Privacy Act sch 2 | 10 June 2025 |
| Children's Online Privacy Code | Privacy Act s 26GC | Must be registered by 9 December 2026 |
| Automated decisions in privacy policies | APP 1.7 to 1.9 | 10 December 2026 |
The headline maximum penalty for a serious interference with privacy, the greatest of $50 million, three times the benefit obtained or 30% of adjusted turnover, is set out with the text of section 13G in our note on when the GDPR reaches an Australian business. This article deals with everything else the Act changed.
The statutory tort for serious invasions of privacy: who can sue whom
Since 10 June 2025 an individual can sue for a serious invasion of privacy without proving any loss. The cause of action is in Schedule 2 of the Privacy Act 1988 (Cth). Clause 7 sets out five elements, all of which the plaintiff must establish:
(1) An individual (the plaintiff) has a cause of action in tort against another person (the defendant) if: (a) the defendant invaded the plaintiff’s privacy by doing one or both of the following: (i) intruding upon the plaintiff’s seclusion; (ii) misusing information that relates to the plaintiff; and (b) a person in the position of the plaintiff would have had a reasonable expectation of privacy in all of the circumstances; and (c) the invasion of privacy was intentional or reckless; and (d) the invasion of privacy was serious; and (e) the public interest in the plaintiff’s privacy outweighed any countervailing public interest. (2) The invasion of privacy is actionable without proof of damage.
Two features of that wording matter most to a business. The plaintiff must be an individual, so a company whose confidential information is leaked has no claim under the tort and must rely on confidence, contract or defamation. The defendant is another person, so the tort runs against individuals and businesses of every size. The small business exemption, which keeps most businesses with annual turnover of $3 million or less outside the Australian Privacy Principles, appears nowhere in Schedule 2, and the Schedule is to be read separately from the rest of the Act.
Intrusion upon seclusion includes physically intruding into a person's private space and watching, listening to or recording their private activities or affairs. Misusing information includes collecting, using or disclosing it. Both definitions are inclusive, and under clause 7(7) it does not matter whether misused information was true.
Intent, seriousness and the public interest
Carelessness is not enough: the invasion must be intentional or reckless, and recklessness carries its Criminal Code meaning. A data breach caused by poor security will not usually found the tort, although it may still be an interference with privacy under the Australian Privacy Principles and attract a civil penalty.
Seriousness is judged by factors the court may consider under clause 7(6), including the offence, distress or harm to dignity likely to be caused to a person of ordinary sensibilities, whether the defendant knew or ought to have known that, and, where the invasion was intentional, whether the defendant was motivated by malice. The public interest in privacy must then outweigh any countervailing public interest. Clause 7(3) lists freedom of expression, freedom of the media, the proper administration of government, open justice, public health and safety, national security and the prevention and detection of crime and fraud.
Defences cover lawful authority, consent, a reasonable belief that the invasion was necessary to prevent or lessen a serious threat to life, health or safety, and the defence of persons or property where that is proportionate, necessary and reasonable. Where the invasion is a publication, absolute privilege, publication of public documents and fair report of proceedings of public concern are also available.
| Exemption | Clause |
|---|---|
| Journalists, their employers and those assisting them, for journalistic material | 15(1) |
| Anyone publishing or distributing journalistic material prepared by a journalist | 15(1A) |
| Commonwealth agencies and State or Territory authorities, and their staff, acting in good faith | 16, 16A |
| Law enforcement bodies and intelligence agencies | 16B, 17 |
| Persons under 18 | 18 |
There is no exemption for employers or for small businesses. Whether an employer answers for an employee's deliberate invasion of a customer's privacy is a question Schedule 2 does not address, and no court has yet decided it.
What a privacy claim is worth, and how long a plaintiff has
Damages for non-economic loss and any exemplary damages together are capped, and the cap now follows the defamation cap, which is $520,000 from 1 July 2026. Clause 11(5) fixes the cap at the greater of $478,550 and the maximum for non-economic loss in defamation proceedings under an Australian law. The $478,550 figure is fixed in the Schedule; the defamation maximum is declared under the State and Territory defamation Acts and stood at $520,000 from 1 July 2026, so it is the defamation figure that now governs. Economic loss is outside the cap, aggravated damages are not available, and exemplary damages are reserved for exceptional circumstances.
A court may also order an account of profits, an injunction, an apology, a correction, the destruction or delivery up of material, or a declaration. An apology is relevant to the amount of damages and, under clause 13, is not an admission of fault or liability. Where the invasion involves publishing, the court considering an injunction must have particular regard to the public interest in the publication.
The limitation period is short, and the drafting is precise:
(1) The plaintiff must commence proceedings under this Schedule: (a) if the plaintiff was under 18 years of age when the invasion of privacy occurred—before the plaintiff’s 21st birthday; or (b) otherwise—before the earlier of: (i) the day that is 1 year after the day on which the plaintiff became aware of the invasion of privacy; and (ii) the day that is 3 years after the invasion of privacy occurred.
Privacy Act 1988 (Cth) sch 2 cl 14(1).
A court may extend the time, but never beyond six years after the invasion. No claim can be brought for the privacy of a person who has died, or against a defendant who has died.
District Court of New South Wales
Kurraba Group Pty Ltd v Williams [2025] NSWDC 396
HeldOn an urgent application heard without the defendant, Gibson DCJ found a serious question to be tried on the statutory tort over the misuse of private wedding photographs, and accepted that the District Court has jurisdiction to grant at least interlocutory relief. Only the chief executive sued under the tort; the company sued in defamation and intimidation.
That interlocutory ruling in Kurraba is the only published decision under Schedule 2 we have found. Nothing has yet been decided about what makes an invasion serious or reckless.
Automated decision-making: what a privacy policy must say from 10 December 2026
From 10 December 2026, an APP entity that uses a computer program in significant decisions about individuals must say so in its privacy policy. The new Australian Privacy Principles 1.7 and 1.8 were inserted by Schedule 1, Part 15 of the Act:
1.7 Without limiting subclause 1.3, the APP privacy policy of an APP entity must contain the information covered by subclause 1.8 if: (a) the entity has arranged for a computer program to make, or do a thing that is substantially and directly related to making, a decision; and (b) the decision could reasonably be expected to significantly affect the rights or interests of an individual; and (c) personal information about the individual is used in the operation of the computer program to make the decision or do the thing that is substantially and directly related to making the decision. 1.8 The information covered by this subclause is: (a) the kinds of personal information used in the operation of such computer programs; and (b) the kinds of such decisions made solely by the operation of such computer programs; and (c) the kinds of such decisions for which a thing, that is substantially and directly related to making the decision, is done by the operation of such computer programs.
Under APP 1.9 a decision includes refusing or failing to decide, and it may affect rights or interests beneficially as well as adversely. The examples given are a decision to grant or refuse a statutory benefit, a decision affecting rights under a contract, and a decision affecting access to a significant service or support. Credit, insurance, account suspension, fraud blocking and recruitment screening are the obvious commercial candidates.
The rule applies to every decision made from 10 December 2026, even if the program was installed, or the personal information collected, years earlier. A small business outside the Australian Privacy Principles is outside this rule as well.
What the automated decision rule does and does not require
The policy must describe kinds of information and kinds of decisions. It need not explain how the program reaches its output. The original version of this article said otherwise. APP 1.8 does not require an explanation of any individual decision, and the second tranche exposure draft does not add one.
The rule is wider than a fully automated decision. Paragraph (a) of APP 1.7 catches a program that does a thing "substantially and directly related" to a human's decision, such as a risk score or a recommendation a reviewer usually follows. The Office of the Australian Information Commissioner's guidance issued on 30 September 2026 says human review does not of itself take a decision outside the rule, and that the obligation stays with the entity that arranged for the program even where a vendor operates it.
What this means for you
Make an inventory before 10 December 2026: every tool, including vendor platforms and generative AI used by staff, that produces an output feeding a significant decision about a person, and the personal information it uses. Then write the policy at the level of kinds. Breach of APP 1.7 joins the list of contraventions that can attract an infringement notice under section 13K.
The OAIC's guidance also states that commercially sensitive detail about a system need not be disclosed. That position rests on the explanatory material to the Bill rather than on any exception in the Act. In practice it rarely matters, because a policy written at the level of kinds of information and kinds of decisions does not reveal how a system works.
The penalty ladder below the $50 million maximum
The Act built two tiers beneath the headline penalty, and the lowest one needs no harm and no seriousness at all. Section 13K is a civil penalty for specified process failures, and the OAIC can deal with it by notice without going to court.
| Tier | What it catches | Maximum for a company |
|---|---|---|
| Section 13K | No privacy policy or an incomplete one (APP 1.3, 1.4, and APP 1.7 from 10 December 2026); no anonymity option (APP 2.1); written notice of certain uses or disclosures (APP 6.5); direct marketing opt-out and source-notification failures (APP 7.2, 7.3, 7.7); failing to deal with correction requests (APP 13.5); a defective data breach statement | 1,000 penalty units in court; an infringement notice of 60 penalty units per contravention, or 200 for a listed corporation |
| Section 13H | Any interference with privacy, serious or not | 10,000 penalty units |
| Section 13G | A serious interference with privacy | The greatest of $50 million, three times the benefit, or 30% of adjusted turnover |
A penalty unit is $364 for conduct from 1 July 2026, so the company maximum under section 13H is about $3.64 million and an ordinary section 13K infringement notice is $21,840 per contravention. Sections 13H and 13K themselves state 2,000 and 200 penalty units; the company figures in Table 3 are five times those amounts, by section 82(5) of the Regulatory Powers (Standard Provisions) Act 2014 (Cth).
Instead of an infringement notice, the Commissioner may give a compliance notice under section 80UC requiring specified steps within a reasonable time. Complying is not an admission. More usefully, while a notice that has been complied with stands, section 80UC(8) prevents the Commissioner from seeking a civil penalty under sections 13G, 13H or 13K for the same conduct. A compliance notice can be reviewed by the Federal Court or the Federal Circuit and Family Court.
The middle tier, court orders and investigation powers
Under section 13H an interference with privacy attracts a civil penalty whether or not it is serious. Section 13H(1) reads:
(1) An entity contravenes this subsection if the entity does an act, or engages in a practice, that is an interference with the privacy of an individual.
Where the Commissioner sues under section 13G and fails on seriousness, the court may impose a section 13H penalty instead. For section 13G itself, section 13G(1B) now lists factors a court may weigh in deciding whether an interference is serious, including the sensitivity of the information, the number of people affected, whether a child or vulnerable person was affected, repetition, and a failure to put practices, procedures and systems in place.
Once a court has found, or will find, a civil penalty contravention, section 80UA lets it order redress, compensation to any affected individual, steps to stop the conduct, or a public statement. An affected individual or the Commissioner may apply within six years of the contravention, and compensation ordered is recoverable as a debt. The power depends on civil penalty proceedings, which the Commissioner brings, so it is not a free-standing right for individuals to sue.
The OAIC's investigation powers, including entry, search and seizure under the Regulatory Powers (Standard Provisions) Act 2014 (Cth), now extend to every offence and civil penalty provision in the Act. Its monitoring powers are narrower and are confined to specified provisions and information. The Minister may also direct or approve a public inquiry by the Commissioner into specified acts or practices, or direct the Commissioner to develop an APP code.
Security of personal information and data breaches
APP 11 now says expressly that reasonable security steps include technical and organisational measures. New APP 11.3 applies to all personal information held from 11 December 2024, however old. It makes clear that organisational steps, such as training, access policies and governance, form part of the standard alongside technical controls.
The Act also lets the Minister make an eligible data breach declaration after a breach, for up to 12 months, specifying what personal information may be shared, by and with whom, and for which harm reduction purposes. While a declaration is in force, an entity that reasonably believes a person may be at risk can collect, use or disclose their information within its terms without breaching the Australian Privacy Principles or a duty of confidence. A declaration permits sharing; it does not compel it:
(2) Nothing in this Division is to be taken to require an entity to collect, use or disclose personal information.
Privacy Act 1988 (Cth) s 26XD(2).
A recipient who passes the information on outside the permitted cases commits an offence carrying 60 penalty units, imprisonment for one year, or both. We found no declaration registered on the Federal Register of Legislation as at 9 November 2026.
The Children's Online Privacy Code
The OAIC must register a Children's Online Privacy Code setting out how the Australian Privacy Principles apply to children, and the statutory deadline is 9 December 2026. Section 26GC(10) allows 24 months from assent, and under the Acts Interpretation Act 1901 (Cth) that period ends at the close of 9 December 2026.
The Code binds an APP entity that provides a social media service, a relevant electronic service or a designated internet service, as the Online Safety Act 2021 (Cth) defines them, which is likely to be accessed by children, unless the entity is providing a health service. The Code may add or exclude entities. A child is anyone under 18. On the OAIC's description, apps, games, messaging services, streaming, cloud storage and many ordinary websites can fall within those categories.
The OAIC consulted on an exposure draft from 31 March to 5 June 2026. When we checked the Federal Register on 9 November 2026 the Code had not been registered. Once registered it will be a disallowable legislative instrument and will take effect from the date it specifies. Breach of a registered APP code is an interference with privacy under section 13(1)(b), so the civil penalty provisions in sections 13G and 13H apply to it. The OAIC's code page tracks its progress.
Doxxing is now a Commonwealth offence
Using the internet or a phone network to publish a person's personal data in a way that reasonable people would regard as menacing or harassing carries up to six years' imprisonment. Section 474.17C of the Criminal Code provides:
(1) A person commits an offence if: (a) the person uses a carriage service to make available, publish or otherwise distribute information; and (b) the information is personal data of one or more individuals; and (c) the person engages in the conduct in a way that reasonable persons would regard as being, in all the circumstances, menacing or harassing towards those individuals.
The test in paragraph (c) is what reasonable persons would regard as menacing or harassing. The section does not make an intention to menace or harass an element of the offence. Personal data includes a name, image, phone number, email address, online account, home or work address, and place of education or worship. Section 474.17D carries seven years where the conduct is motivated by a belief that the targets belong to a group distinguished by race, religion, sex, sexual orientation, gender identity, intersex status, disability, nationality or national or ethnic origin.
These are offences by the person who publishes, not compliance obligations on businesses that hold data. The Minister must have an independent review of their operation begin as soon as practicable after 10 December 2026, with a report six months after it starts.
Sending personal information overseas
The Act created a route for sending personal information to approved countries without carrying liability for the overseas recipient, and no country has yet been approved. Ordinarily, under APP 8, an Australian entity that discloses personal information overseas remains accountable for what the recipient does with it. New APP 8.3 removes that where the recipient is subject to the laws of a country, or a binding scheme, prescribed by regulation. Before any country is prescribed, section 100(1A) requires the Minister to be satisfied of two things:
(1A) Before the Governor-General makes regulations for the purposes of Australian Privacy Principle 8.3 prescribing a country or binding scheme, the Minister must be satisfied that: (a) the laws of the country, or the binding scheme, has the effect of protecting personal information about an individual in a way that, overall, is at least substantially similar to the way in which the Australian Privacy Principles protect the information; and (b) there are mechanisms that the individual can access to take action to enforce that protection.
The Privacy Regulations 2025 (Cth), in force from 1 April 2026, prescribe no country and no scheme. Until a country is prescribed, an Australian entity sending data to a European recipient has the existing exception in APP 8.2(a), which turns on the entity's own reasonable belief that the recipient is bound by a law substantially similar to the Australian Privacy Principles with enforcement mechanisms the individual can use; the prescribed-country route would replace that self-assessment with certainty. Otherwise the group relies on contract and the APP 8 accountability rule on the Australian side, and on the GDPR's transfer rules on the European side, which our note on offering digital products to the EU market also touches.
What the second tranche of Privacy Act reform would change
The second tranche exists as an exposure draft, the Privacy Amendment (Personal Data Protection) Bill 2026, released for consultation on 31 August 2026 and not yet introduced to Parliament. Consultation closed on 18 September 2026, and the Attorney-General's Department says the Bill remains subject to further consideration by government. The draft's commencement table is blank.
The draft would, among roughly 40 proposals:
- redefine personal information as information that relates to an identified or reasonably identifiable individual;
- add precise geolocation tracking data and genomic information to sensitive information;
- define consent as voluntary, informed, current, specific and unambiguous, and require consent to trade personal information;
- replace several collection, use and disclosure rules with a single test that handling be fair and reasonable in the circumstances, with a child's best interests a primary consideration;
- require a statement to the Commissioner within 72 hours of reasonable grounds to believe an eligible data breach has occurred;
- give individuals a right to erasure against large digital platforms; and
- introduce controllers and processors, so that a processor acting on documented instructions is treated as acting for the controller.
Just as important is what the draft does not do. It keeps the small business exemption, adjusting only the rules on trading in personal information. It contains no direct right of action for breach of the Australian Privacy Principles, no change to the employee records exemption and no right to an explanation of an automated decision.
What to do now
Most of the work the 2024 Act requires is documentary, and the next deadline is 10 December 2026. The European side of the same exercise is in our note on European cybersecurity obligations, and vendor terms for decision tools often end up where our note on technology contract disputes begins.
Your review checklist
- List every program, including vendor platforms and staff use of generative AI, that makes or substantially informs a significant decision about an individual, and update the privacy policy before 10 December 2026.
- Audit the documents section 13K reaches: privacy policy, anonymity options, direct marketing opt-outs, correction handling and the data breach statement template.
- Record the technical and organisational measures relied on for APP 11, including training and access controls.
- Treat deliberate or reckless handling of individuals' information by staff, such as covert recording or circulating private material, as a tort risk, whatever the business's turnover.
- If you provide an online service children are likely to use, follow the Children's Online Privacy Code to registration and read it once it is made.
- Do not plan overseas transfers around APP 8.3 until a country is actually prescribed.
Where the consent and design questions in the second tranche overlap with consumer law, the new Australian Consumer Law bans on unfair trading practices are the other half of the picture. For groups with an Australian subsidiary, our cross-border and IP and technology law pages describe how we approach the two regimes together, and our technology and software page covers the sector.
This article is provided for general information purposes only and does not constitute legal advice. Specialised legal counsel should be sought for specific fact patterns.
Sources
- Privacy and Other Legislation Amendment Act 2024 (Cth), s 2 and schs 1 to 3
- Privacy Act 1988 (Cth), compilation No 104, ss 13G to 13K, 26GC, 26X to 26XD, 80UA to 80UD, 100, sch 1 APPs 1, 8 and 11, sch 2
- Criminal Code Act 1995 (Cth) sch 1 ss 474.17C, 474.17D
- Privacy Regulations 2025 (Cth)
- Regulatory Powers (Standard Provisions) Act 2014 (Cth) ss 82(5), 104(2)
- Crimes Act 1914 (Cth) s 4AA, and Crimes (Amount of a Penalty Unit) Instrument 2026
- Defamation Order 2026 (Tas), SR 2026 No 32
- Acts Interpretation Act 1901 (Cth) ss 2G, 36
- Online Safety Act 2021 (Cth)
- OAIC, New resources on transparency for use of AI and automated decision-making, 30 September 2026
- OAIC, Children's Online Privacy Code
- Kurraba Group Pty Ltd v Williams [2025] NSWDC 396
- OAIC, APP Guidelines, chapter 1, version 2.0, September 2026
- Attorney-General's Department, exposure draft Privacy Amendment (Personal Data Protection) Bill 2026 and consultation paper


